Your four ways to sequence a move up

1. Sell first, then buy

You know exactly what you're working with and never carry two mortgages. The tradeoff is finding a place to land, which is where a rent-back or short-term rental comes in.

2. Buy first using your equity

A bridge loan, HELOC or cash-out lets you buy before you sell and move once. It costs more and needs lender approval, so start that conversation early.

3. Make an offer contingent on your sale

Useful when the market gives buyers room to negotiate or when your home is already in escrow. In a competitive situation it's a weaker offer, so strategy matters.

4. Line up both closings

With a rent-back on your sale and a flexible close on your purchase, both escrows can be timed within days of each other. This takes the most coordination and the right negotiation on both sides.

How Tim helps you move up

  • A price range for your current home from recent nearby sales, plus an estimated net sheet
  • A side-by-side look at each sequencing option with your numbers
  • A search for your next home that covers on and off-market inventory
  • Negotiation on the terms that make the timing work, like rent-backs and close dates

Common questions

What is a rent-back?
A rent-back lets you stay in your home for a set period after closing, usually as part of the sale terms. It gives you time to close on your next home without moving twice. Length and cost are negotiated with the buyer.
Can I buy my next home before I sell?
Often yes, using a bridge loan, a HELOC, a cash-out option or savings. Each has costs and qualification rules, so talk with your lender early. Tim coordinates the timeline once you know what you qualify for.
Will sellers accept an offer contingent on selling my home?
Some will, especially when the market is balanced or your home is already listed or in escrow. In competitive situations a contingent offer is weaker, so Tim helps you decide when it makes sense and how to strengthen it.
How long does the whole move take?
Many move-up sellers plan on a few weeks of prep, time on market that depends on price point and season, and a 30 day or so escrow. Coordinating two closings adds planning, which is why it helps to start early.